How to use savings A/C

For saving a/c holder it is a good news that RBI regulated interest rate on savings a/c and now banks are free to offer different rate of interest on savings a/c.
Immediate effect of this is already seen by us that some of the banks started with high interest rate up to 6% from 4% earlier. Do this is a time to cheer about ?
Are you really keeping high amount in the savings a/c ?
if answer is yes then you are making big mistake, you are not utilizing the potential of this money .

How much money you should have in savings a/c ?
In angle of  financial planing you should have your three months expenses ( household + EMI's + committed expenses ) in savings a/c but this a/c should have auto sweep or FFD ( Flexi fixed deposit ) option. if you are keeping more amount than this it is not good for your financial health weather you are from middle class category or HNI. This will automatically help you to earn more interest from your savings a/c.
Don't run to other bank only because of the higher interest rate on savings a/c , keep in mind that as they can increase the rate of interest they can reduce it also once their target is complete.

Be smart and channelize your money towards achieving financial goals  not to earn only interest.