Case study - 2
For retirement Rs. 4,80,00000.
Daughers higher education Rs. 2500000/-
Daughter's marriage exp. 6000000/-
These were the goals of Mr. mayur jadhav Age 35 and Vrushali jadhav Age : 32, a reprentative of a middle class family in Pune ( Names of the client is changed to keep confidentiality ).This family have a daughter miss.Sanika age 3 years.
When the figures shown to family they was shocked and was totally upset . worried about weather they will achieve their goals with existing shouldered commitments ?
This is normally happens when you don't know how to optimize the potential of your cash flow.
It is very important to the people to take care of their finances when they have to complete unlimited dreams in limited income. your every financial decision is important.
The financials of the family :
Salary ( inflow ) :
Mayur ( Software professional ) : 45000/- per month ( Post tax )
Vrushali ( auto sector ) : 25000/- per month ( Post tax ) .
Expenses ( outflow ):
Household : 15000/-
Life style : 10000/-
Insurance : 15000/-
EMI : 17000/-
Existing SIP's : 10000/-
Surplus : 3000/-
Assets :
House : 3500000/-
FD : 300000/-
MF : 120000/-
Shares : 50000/-
savings A/C : 30000/-
Liability :
housing loan : 1256000/-
personal loan : 182000/-
Net worth : 1562000/-
We successfully shown them the way complete their financial goals , but also helped them to complete their aspirations which was suppressed because of lack knowing the true potential of cash flow management.
These goals were one more real estate property , Cars and Travelling.
As well as retiring and maintaining healthy surplus corpus at retirement.
You can see this change in your life as well,
Just contact us . http://arbfinancials.blogspot.in/p/if-typeof-jquery-undefined-document_06.html
About the author : Ashish Ramesh Bhave is a CERTIFIED FINANCIAL PLANNER, focused and specialized in financial planing for individuals and families.
For retirement Rs. 4,80,00000.
Daughers higher education Rs. 2500000/-
Daughter's marriage exp. 6000000/-
These were the goals of Mr. mayur jadhav Age 35 and Vrushali jadhav Age : 32, a reprentative of a middle class family in Pune ( Names of the client is changed to keep confidentiality ).This family have a daughter miss.Sanika age 3 years.
When the figures shown to family they was shocked and was totally upset . worried about weather they will achieve their goals with existing shouldered commitments ?
This is normally happens when you don't know how to optimize the potential of your cash flow.
It is very important to the people to take care of their finances when they have to complete unlimited dreams in limited income. your every financial decision is important.
The financials of the family :
Salary ( inflow ) :
Mayur ( Software professional ) : 45000/- per month ( Post tax )
Vrushali ( auto sector ) : 25000/- per month ( Post tax ) .
Expenses ( outflow ):
Household : 15000/-
Life style : 10000/-
Insurance : 15000/-
EMI : 17000/-
Existing SIP's : 10000/-
Surplus : 3000/-
Assets :
House : 3500000/-
FD : 300000/-
MF : 120000/-
Shares : 50000/-
savings A/C : 30000/-
Liability :
housing loan : 1256000/-
personal loan : 182000/-
Net worth : 1562000/-
We successfully shown them the way complete their financial goals , but also helped them to complete their aspirations which was suppressed because of lack knowing the true potential of cash flow management.
These goals were one more real estate property , Cars and Travelling.
As well as retiring and maintaining healthy surplus corpus at retirement.
You can see this change in your life as well,
Just contact us . http://arbfinancials.blogspot.in/p/if-typeof-jquery-undefined-document_06.html
About the author : Ashish Ramesh Bhave is a CERTIFIED FINANCIAL PLANNER, focused and specialized in financial planing for individuals and families.
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